Call Us: +233(0)303-934-129

Welcome to Citizens Capital

Citizens Capital Money Lending Limited is a financial institution which offers Ghanaian SME’s, micro entrepreneurs and individuals the opportunity to grow their businesses and improve their standard of living thanks to adapted loans, advantageous deposit products and accessible financial services. We have a group of dedicated staff that look forward to serve your needs and grow together with you in the years to come. You are very welcome to join us.
Our clients are not only considered as our business participants, but more as family. Our care for them stretches beyond business success, because when they succeed in life, Citizens Capital succeeds-Raphael Tyson(Co-founder).

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Individual Loans

  • Individual Loans

    Individual Loans

    Our individual loan package  is tailored to support business owners or entrepreneurs who desire to expand their business, acquire fixed assets and increase stock. • Loan …Read More »

Micro Loans

  • Micro Loans

    Micro Loans

    Our micro loans are designed to support businesses or entrepreneurs who desire to expand their business, acquire fixed assets and increase stock. • Loan duration from 1 month up to 4 months …Read More »

Salary Loans

  • Salary Loans

    Salary Loans

    We offer several services and loan packages. One of which is our salary loan package which is tailor made and designed specifically for all private sector employees with regular monthly salary. …Read More »

SME Loans

  • SME Loans

    SME Loans

    One of our most sort after loan packages is the SME Loan Package – This loan package is designed to support SME  (small and medium scale enterprise) businesses. We offer both working …Read More »

Our Role In Economic Growth

  • Role of Citizen-capital in Economic Development

    Role of Citizen-capital in Economic Development

    Approximately 65% of Ghana’s population is either unbanked or under banked estimated that only 2.2 million people have bank accounts. At Citizens Capital, we understand that financing can be critical to the success of your business so as an establishment we have designed and structured what we called, Citizens Helping Citizens to effectively manage their businesses and money or funds at a reasonable borrowed interest rates. In March this year, Citizens Capital in partnership with Indiana University-Kelley School of Business MBA Students from United States of America brought Financial Literacy education into our communities. This is a yearly …Read More »

Our Success Stories

  • Mercy Nyarko’s Testimony

    Mercy Nyarko’s Testimony

    Mercy Nyarko is a trader who operates a provisions shop in Accra. I was operating a provision shop on a very small scale due to lack of financial support. I was introduced to Citizens by a credit officer from the company. …Read More »

What We Do

We provide credit finance with speed, convenience and accessibility to benefit SMEs with a focus on women business owners.